Alloy Wheel Repair Insurance
Made Easy
Protect your alloys from scuffs, dents and damage
Alloy Wheel Insurance Made Easy
Alloy wheels look fantastic, but kerbing them is a risk you’ll constantly run. Rather than dreading a hefty alloy repair bill we can offer a fantastic product which keeps them looking pristine!
For New Cars
Most Alloy Wheel Insurance must be purchased from a dealership with a new or nearly new car purchase. This means you’ll usually end up paying hefty margins to the sales person. By buying directly from MotorEasy we can save you a huge amount vs these prices.
For Used Cars
As we’re different to most alloy wheel insurers, we can offer cover on vehicles not recently purchased from a dealership - even for private sales!
Alloy Wheel Insurance for most cars up to 5 years and 60,000 miles
Protection against alloy wheel damage caused by:
Kerbing
Potholes
Road debris
What’s included in Alloy Wheel Insurance?
No excess to pay on claims
Up to 4 alloy wheel claims per year
Alloy repairs at your home or work
Alloy and Diamond Cut Wheels covered
Up to £100 in wheel skimming*
Covers new & used cars - even private sales
What can our Alloy Wheel
Insurance offer you?
- Peace of mind against alloy wheel damage
- Coverage across the UK
What our members say

“The appeal of MotorEasy is clear and simple. It looks after all the tedious, day-to-day aspects of car ownership, leaving you free to enjoy driving.”
Paul Hudson, Telegraph Motoring Editor
Alloy Wheel Insurance FAQs
Navigating Alloy Wheel Insurance can bring up a lot of questions. Here are some answers to the most frequently asked queries:
Alloy Wheel insurance covers damage to your wheels caused by potholes, road debris, and kerbing. It includes multiple claims per year with no excess, and all repairs are arranged by MotorEasy on your behalf. Repairs carried out by mobile specialists at your home or your workplace. For advice on protecting your wheels, read our blog Top Tips for Avoiding Pothole Damage here.
Alloy wheel insurance covers repairs for cosmetic damage like scuffs or scratches and offers a fixed payout if the wheel is beyond repair. Unlike standard car insurance, it avoids excess fees and protects your no-claims bonus, making it a cost-effective alternative for maintaining your wheels. Simply report your claim via the MotorEasy Digital Garage and we'll arrange an expert mobile technician to fix your alloys at a time convenient to you.
Whether Alloy Wheel insurance is worth it depends on a few key factors: how you own your vehicle (finance, lease, or outright), your annual mileage, and the road conditions in your area. Many finance and lease agreements include charges for alloy damage at the end of the term, so having cover in place can save you from unexpected fines. Alloy Wheel insurance removes the stress of organising and paying for repairs. For more detail, read our blog Understanding Alloy Wheel Insurance here.
Yes, standard car insurance does cover alloy wheel damage. However, making a claim is rarely cost-effective,
as you'll typically face a high excess and risk losing your no claims bonus. With MotorEasy Alloy Wheel insurance, there's no excess to pay and all repairs are arranged by our UK-based team at a time and location that suits you.
If your vehicle came with factory-fitted alloy wheels, they form part of the car's total value and are automatically included in your standard insurance policy. If you have aftermarket alloys fitted, you'll usually need to declare this to your insurer, as this may affect your premium.